Your financial decisions and your taxes are deeply connected. We plan them together — proactively, all year long.
Integrated tax planning and financial planning under one roof. Every decision is made with its tax impact in view, so that it's not discovered months later at filing time.
Impartial to investment products and services. Our advice answers to you, not to a parent firm's shelf.
Legally bound to put your interests above those of anyone else, on every recommendation we make.
Most financial decisions have tax consequences. Most tax decisions affect long-term wealth. We believe those conversations should happen together.
A firm built around one conversation.
At Modern Advice, we believe tax planning and financial planning should never exist in separate conversations. Our team works together to create strategies that help clients build wealth, reduce unnecessary taxes, and make confident financial decisions at every stage of life and business.
We specialize in working with veterinarians, business owners, real estate professionals, and families, providing personalized guidance that's proactive. Whether you're growing a practice, expanding a business, preparing for retirement, or simply looking for smarter tax strategies, every recommendation is made with your complete financial picture in mind.
Our philosophy is simple: education comes first. Before we ask anyone to become a client, we want them to understand why a strategy makes sense, how it works, and the long-term impact it can have. We believe informed clients make better decisions, and those decisions create stronger financial futures.
Start a conversation with us →Four ways we help you plan ahead.
Each engagement draws on whichever disciplines your situation calls for, and they all talk to each other.
Financial Planning
Retirement, cash flow, liquidity planning, and long-term wealth projections built around your family's goals.
Tax Loss Harvesting
Strategically realizing investment losses to offset gains and reduce your tax bill while keeping your portfolio on track.
Retirement Account Strategies
Contribution planning, Roth conversions, and tax-efficient withdrawal sequencing across your retirement accounts.
Estate Planning
Wealth transfer, trust design, and legacy planning coordinated with your estate attorneys.
A coordinated process, not a once-a-year transaction.
Understand
We map your full financial picture: income, entities, investments, and goals.
Identify
We surface tax, planning, and investment opportunities others miss.
Build
We build a coordinated strategy where each decision supports the others.
Implement
We implement with ongoing accountability while adjusting as life changes.
Your tax return shouldn't be the end of the conversation. It should be the starting point for better advice.
Newport Beach, CA 92660
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